Everything You Need to Know about Credit Card Travel Perks

Make the most out of your card!

Whether you’re a frequent jet-setter or a once-a-year traveler, a credit card that’s especially fit for travel is a definite must-have. You get to enjoy a number of benefits depending on which card you have, including airport lounge access anywhere around the world, free travel insurance, and even free flights!

Here’s a comprehensive guide on how to make the most out of your credit cards!

Citibank

Citi PremierMiles Card

  • Redeem a non-expiring airline mile for every PHP30 charged to your card
  • Transfer your miles to book flights and hotel stays with over 60 airlines and 8,000 hotel choices through Citi ThankYou Rewards
  • Use your miles to pay off travel expenses such as airline tickets, hotel stays, cruises or car rentals
  • Get complimentary international airport lounge access
  • Experience 24/7 Visa Signature Concierge service

Citi Prestige Card

  • Get your 4th night free at any hotel booked for three nights through the concierge, exclusive of taxes and surcharges
  • Receive complimentary PriorityPassTM Membership for primary card members, which allows unlimited access to over 800 VIP airport lounges worldwide
  • Get complimentary Airport Meet and Assist services and one-way luxury airport transfers for primary card members at select airports, twice per calendar year
  • Get five times more ThankYou points on dining, shopping and all expenses made abroad

 

Unionbank

Miles+ Platinum card

  • Get 1 rewards point for every PHP25 you spend with your card, and 1.5x points when you spend on anything travel-related (airline tickets, hotel and lodging, and overseas spending)
  • Convert your points to PAL Mabuhay Miles or Cebu Pacific GetGo points
  • Receive free travel insurance (coverage up to PHP 10 million)
  • Have access to local airport lounges, including NAIA 3’s Skyview Lounge, Club Manila Lounge at NAIA Terminal 1 as well as the MIASCOR Lounges at Davao International Airport and NAIA Terminal 1

Cebu Pacific GetGo Credit Card by UnionBank

  • Receive 1 GetGo point for every PHP30 spent using the credit card
  • Get early alerts to all Cebu Pacific seat sales and exclusive sales

Cebu Pacific GetGo Platinum Credit Card by UnionBank

  • Receive 1 GetGo point for every PHP30 spent using the credit card
  • Have priority Check-In on Cebu Pacific Flights
  • Be entitled to free 5 kilos extra baggage allowance on Cebu Pacific Flights
  • Get complimentary Airport Lounge Access
  • Get early alerts to all Cebu Pacific seat sales and exclusive sales
  • Get free Travel Insurance of up to PHP10 Million

 

BPI

BPI, in partnership with Delta Air Lines, provides two mileage cards: the BPI SkyMiles Mastercard and BPI SkyMiles Platinum Mastercard. Every PHP45 you charge to these cards earns you one SkyMiles mile. And the more you shop, the more miles you will earn to travel to over 900 cities, 160 countries at 6 continents through Delta Air Lines and its SkyMiles Airline partners.

Additional benefits include:

BPI SkyMiles Mastercard

  • Get free travel insurance up to PHP10 Million when charged to a BPI Express Credit Card

BPI SkyMiles Platinum Mastercard

  • Get free travel insurance up to PHP10 Million when charged to a BPI Express Credit Card
  • Receive the double the miles for every PHP 45 spent on Delta Air Lines tickets
  • Have access to the Pacific Club at NAIA Terminal 3

 

BDO

BDO surprisingly has a lot of credit card types for you to choose from which each give various perks, such as airport lounge access, travel insurance, and points that are convertible to miles.

BDO Platinum Mastercard

  • Earn one point for every PHP40 local transaction, and for every USD1 international transaction you charge to your credit card
  • Get comprehensive Travel Insurance Coverage of up to PHP20 Million when you charge your travel expenses (airline tickets and other means of public transport) to your BDO Elite Card
  • Access over 950 VIP airport lounges in over 300 cities and 75 countries, regardless of the airline you are taking or the ticket class
  • Enjoy exclusive rates and packages at partner premier hotels and resorts

BDO Visa Platinum

  • Get comprehensive Travel Insurance Coverage of up to PHP20 Million when you charge your travel expenses to your BDO Visa Platinum Credit Card every time you travel abroad
  • Get access to over 1,000 VIP airport lounges in over 400 cities and 120 countries
  • Avail of up to six free Lounge Access per year when you spend a minimum of PHP50,000 on single or accumulated hotel and/or ticket transactions
  • Enjoy access to Unique Travel Experiences, Airport Meet-and-Assist and Transfer Services, and benefits at Selected Airport Duty-Free Outlets

BDO World Elite™ Mastercard

  • Get comprehensive Travel Insurance Coverage of up to PHP2 Million
  • Receive Complimentary Airport Lounge Membership and ten free lounge visits per year
  • Earn 1.5 credit card points for every USD1 overseas spend, and 1 point for local purchases

American Express® Platinum Credit Card

  • Gain access to the MIASCOR Lounge at NAIA Terminal 1, Skyview Lounge at NAIA Terminal 3 and MIASCOR Davao Lounge at Davao International Airport
  • Convert your membership reward points to air miles from any of the 6 frequent flyer program partners
  • Avail of premium perks at 10,000 partner boutiques, finest restaurants and world-class spas and wellness centers in 75 countries worldwide

Cathay Pacific American Express® Credit Card

  • It’s the only credit card in the Philippines that allows you to earn instant Asia Mile on all your purchases, and automatically transfers your earned Asia Miles to your Asia Miles account every month, with no administration fee
  • Earn 1 Asia Mile for every PH 42 spent locally and overseas, and 2 Asia Miles for every PHP42 spent on Cathay Pacific flight bookings
  • Earn 1,500 Bonus Asia Miles with your very first purchase and upon your membership anniversary when you spend at least PHP250,000 annually
  • Enjoy free access to designated Marco Polo Club check-in counters, priority boarding and more for one year

Cathay Pacific American Express® Elite Credit Card

  • Earn 1 Asia Mile for every PHP38 spent locally, 2 Asia Miles for every PHP50 spent overseas, and 2 Asia Miles for every PHP38 spent on Cathay Pacific flight bookings
  • Earn 3,000 Bonus Asia Miles with your very first purchase and upon your membership anniversary when you spend at least PHP500,000 annually
  • Enjoy free access to designated Marco Polo Club check-in counters, priority boarding and more for one year

Diners Club Premiere and Diners Club International

  • Earn one Airline Mile for every PHP30 charged to your BDO Diners Club Premiere Credit Card (PHP50 for Diners Club International Credit Card)
  • Get free lounge access to over 700 Diners Club airport lounges across the globe up to two times a year (once a year for Diners Club International cardholders)
  • Receive free travel insurance of up to PHP20 Million when you charge your travel fare to your BDO Diners Club Premiere Credit Card (up to PHP5 Million with Diners Club International Credit Card)